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                                                 MISSION STATEMENT

United Farmers & Merchants State Bank is the oldest independent, locally owned community bank within Stevens County. It is our mission to remain independent, to acquire market share and to provide a strong financial base for community development.
We recognize that we have a responsibility to our customers, to our employees, to our shareholders and to the people of our area. We, therefore, commit ourselves to provide the following:

  1. Quality financial products and personal service for our customers.

  2. To enhance the general welfare of the people of our area by participating in community affairs and contributing to worthy causes.

  3. A work environment which is pleasant, equipment which is modern, salaries and benefits which are competitive and the opportunity for advancement.

  4. A superior rate of return for our shareholders on their investment.

United Farmers & Merchants State Bank, P. O. Box 380, Morris, MN 56267 (320)589-3361