SERVICES PROVIDED THROUGH USE OF
 HOMETOWN INTERNET BANKING

United Farmers and Merchants State Bank offers its customers an Internet Banking (Home Banking) Service.  This service permits you to perform the following transactions using your home computer:

• You may make balance inquiries on your Checking, Savings, Now, Money Market and Loan Accounts.

• You will have access to your account history and up to 12 months of Account Statements that you may download into a Personal Finance Manager, such as Quicken or Money.

• You may transfer funds between your Checking and Savings accounts, Checking and Money Market accounts, Savings and NOW accounts, NOW and Money Market Accounts.  You may make payments to your Loan Accounts from any one of your Deposit Accounts held at United Farmers & Merchants State Bank.

• You may request a Stop Payment for a charge of $20.00 per Stop Payment.  You must stop at the Morris Office to sign your stop payment within 14 calendar days after your request has been sent to us, or it will be null and voided.

• You may request to have a Money Order ready for pickup the next business day at any one of our convenient locations.  There will be a $3.00 Charge per check ordered.  A mailing Fee of $1.50 may apply if you choose to have the Money Order mailed to you.

   To Demo or Enroll, go to Internet Banking!

United Farmers & Merchants State Bank,  4 Atlantic Ave, PO Box 380

 Morris, MN 56267 (320)589-3361